{"id":2169,"date":"2017-07-24T09:00:48","date_gmt":"2017-07-24T00:00:48","guid":{"rendered":"https:\/\/chester-consulting.jp\/?p=2169"},"modified":"2025-07-31T14:45:31","modified_gmt":"2025-07-31T05:45:31","slug":"joint-account","status":"publish","type":"post","link":"https:\/\/chester-tax.com\/academy\/blog\/souzoku-other\/joint-account-2169","title":{"rendered":"\u30b8\u30e7\u30a4\u30f3\u30c8\u30fb\u30a2\u30ab\u30a6\u30f3\u30c8\u3068\u76f8\u7d9a\u7a0e"},"content":{"rendered":"<p>\u30b8\u30e7\u30a4\u30f3\u30c8\u30fb\u30a2\u30ab\u30a6\u30f3\u30c8\u3068\u306f\u30012\u540d\u4ee5\u4e0a\u30671\u3064\u306e\u9280\u884c\u53e3\u5ea7\u3092\u5171\u540c\u6240\u6709\u3067\u304d\u308b\u9280\u884c\u53e3\u5ea7\u3067\u3059\u3002\u592b\u5a66\u3067\u4f5c\u6210\u3059\u308b\u53e3\u5ea7\u304c\u4e00\u822c\u7684\u3067\u3059\u304c\u3001\u5bb6\u65cf\u306b\u9650\u3089\u305a\u3001\u53cb\u4eba\u3084\u77e5\u4eba\u3067\u3082\u4f5c\u6210\u304c\u53ef\u80fd\u3067\u3059\u3002<br \/>\n\u30e1\u30ea\u30c3\u30c8\u3068\u3057\u3066\u3001\u5171\u540c\u53e3\u5ea7\u306e\u3044\u305a\u308c\u304b\u4e00\u65b9\u306e\u307f\u306e\u30b5\u30a4\u30f3\u3067\u5f15\u51fa\u304c\u3067\u304d\u308b\u3088\u3046\u306b\u8a2d\u5b9a\u3092\u3057\u3066\u3044\u308b\u3068\u3001\u592b\u306e\u8cc7\u91d1\u3092\u59bb\u304c\u81ea\u7531\u306b\u751f\u6d3b\u8cbb\u3068\u3057\u3066\u5f15\u304d\u51fa\u3059\u3053\u3068\u304c\u51fa\u6765\u307e\u3059\u3002<\/p>\n<p>\u307e\u305f\u3001\u540d\u7fa9\u4eba\u306e\u4e00\u65b9\u306b\u76f8\u7d9a\u304c\u8d77\u304d\u305f\u969b\u306b\u3082\u3001\u751f\u5b58\u8005\u6a29\u5229\u53d6\u5f97\u53e3\u5ea7\uff08Survivorship Account\uff09\u306b\u3057\u3066\u304a\u304f\u3068\u3001\u30d7\u30ed\u30d9\u30fc\u30c8\u3092\u7d4c\u305a\u306b\u3082\u3046\u4e00\u65b9\u306e\u540d\u7fa9\u4eba\u306b\u53e3\u5ea7\u304c\u5f15\u304d\u7d99\u304c\u308c\u308b\u305f\u3081\u3001\u30d7\u30ed\u30d9\u30fc\u30c8\u3092\u56de\u907f\u3059\u308b\u3053\u3068\u304c\u51fa\u6765\u307e\u3059\u3002<\/p>\n<p>\u65e5\u672c\u306e\u9280\u884c\u3067\u306f\u5171\u540c\u540d\u7fa9\u53e3\u5ea7\u304c\u7981\u6b62\u3055\u308c\u3066\u3044\u308b\u305f\u3081\u3001\u30b8\u30e7\u30a4\u30f3\u30c8\u30fb\u30a2\u30ab\u30a6\u30f3\u30c8\u3092\u4f5c\u6210\u3059\u308b\u3053\u3068\u304c\u51fa\u6765\u307e\u305b\u3093\u3002<\/p>\n<div id=\"toc_container\" class=\"toc_white no_bullets\"><p class=\"toc_title\">\uff5e\u76ee\u6b21\uff5e<\/p><ul class=\"toc_list\"><li><a href=\"#1\">1\uff0e\u30b8\u30e7\u30a4\u30f3\u30c8\u30fb\u30a2\u30ab\u30a6\u30f3\u30c8\u3068\u8d08\u4e0e\u7a0e<\/a><ul><li><a 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id=\"1\">1\uff0e\u30b8\u30e7\u30a4\u30f3\u30c8\u30fb\u30a2\u30ab\u30a6\u30f3\u30c8\u3068\u8d08\u4e0e\u7a0e<\/span><\/h2>\n<p>\u30b8\u30e7\u30a4\u30f3\u30c8\u30fb\u30a2\u30ab\u30a6\u30f3\u30c8\u306e\u8a2d\u5b9a\u6642\u3001\u5f15\u51fa\u6642\u306b\u751f\u3058\u308b\u65e5\u672c\u306e\u8d08\u4e0e\u7a0e\u306f\u6b21\u306e\u901a\u308a\u3067\u3059\u3002<\/p>\n<h3><span id=\"1-1\">1-1\uff0e\u30b8\u30e7\u30a4\u30f3\u30c8\u30fb\u30a2\u30ab\u30a6\u30f3\u30c8\u306e\u8cc7\u91d1\u306e\u5165\u91d1\u6642<\/span><\/h3>\n<p>\u30b8\u30e7\u30a4\u30f3\u30c8\u30fb\u30a2\u30ab\u30a6\u30f3\u30c8\u306e\u5834\u5408\u3001\u540d\u7fa9\u304c\u592b\u5a662\u540d\u3067\u3042\u3063\u3066\u3082\u3001\u305d\u306e\u53e3\u5ea7\u306e\u5b9f\u8cea\u7684\u306a\u6240\u6709\u3084\u7ba1\u7406\u304c\u592b\u306e1\u540d\u3060\u3051\u3067\u3042\u308c\u3070\u3001\u305d\u306e\u53e3\u5ea7\u306e\u5b9f\u8cea\u7684\u306a\u7ba1\u7406\u8005\u306f\u592b\u3067\u3042\u308b\u305f\u3081\u3001\u8d08\u4e0e\u304c\u3042\u3063\u305f\u3068\u306f\u307f\u3089\u308c\u307e\u305b\u3093\u3002\u65e5\u672c\u306e\u76f8\u7d9a\u3067\u6271\u308f\u308c\u308b\u59bb\u306e\u540d\u7fa9\u9810\u91d1\u306e\u3088\u3046\u306b\u3001\u5171\u540c\u540d\u7fa9\u3067\u3042\u3063\u3066\u3082\u3001\u305d\u306e\u53e3\u5ea7\u306e\u51fa\u8cc7\u8005\u304c\u592b\u306e\u53ce\u5165\u3067\u3042\u308c\u3070\u3001\u592b\u306e\u8ca1\u7523\u3068\u3057\u3066\u6271\u3046\u305f\u3081\u3001\u751f\u524d\u4e2d\u306b\u65e5\u672c\u306e\u8d08\u4e0e\u7a0e\u306f\u8ab2\u7a0e\u3055\u308c\u307e\u305b\u3093\u3002<\/p>\n<h3><span 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\/>\n\u4e00\u65b9\u3001\u5f15\u304d\u51fa\u3057\u305f\u8cc7\u91d1\u3067\u3001\u59bb\u304c\u81ea\u5206\u540d\u7fa9\u306e\u9ad8\u4fa1\u306a\u8cc7\u7523\u3092\u8cfc\u5165\u3057\u305f\u5834\u5408\u3001\u53c8\u306f\u5f15\u304d\u51fa\u3057\u305f\u8ca1\u7523\u3092\u59bb\u540d\u7fa9\u306e\u53e3\u5ea7\u306b\u79fb\u7ba1\u3057\u305f\u5834\u5408\u306b\u306f\u3001\u8d08\u4e0e\u7a0e\u304c\u8ab2\u7a0e\u3055\u308c\u307e\u3059\u3002<\/p>\n<p>\u307e\u305f\u3001\u6d77\u5916\u306e\u30b8\u30e7\u30a4\u30f3\u30c8\u30fb\u30a2\u30ab\u30a6\u30f3\u30c8\u3092\u89e3\u7d04\u3057\u3066\u3001\u65e5\u672c\u56fd\u5185\u306e\u53e3\u5ea7\u3078\u9001\u91d1\u3059\u308b\u969b\u306f\u3001\u8cc7\u91d1\u306e\u62e0\u51fa\u5272\u5408\u306b\u5fdc\u3058\u3066\u3001\u305d\u308c\u305e\u308c\u306e\u540d\u7fa9\u53e3\u5ea7\u306b\u8cc7\u91d1\u3092\u79fb\u52d5\u3057\u306a\u3051\u308c\u3070\u3001\u8d08\u4e0e\u7a0e\u306e\u554f\u984c\u304c\u751f\u3058\u3066\u304d\u307e\u3059\u3002<\/p>\n<h2><span 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id=\"4\">4\uff0e\u305d\u306e\u4ed6\u306e\u53e3\u5ea7<\/span><\/h2>\n<p>\u30b8\u30e7\u30a4\u30f3\u30c8\u30fb\u30a2\u30ab\u30a6\u30f3\u30c8\u306e\u4ed6\u3001\u9810\u91d1\u53e3\u5ea7\u306e\u6b7b\u4ea1\u6642\u53d7\u53d6\u4eba\u6307\u5b9a\u53e3\u5ea7\uff08Payable on death account\uff09\u306e\u8a2d\u5b9a\u306b\u3088\u308a\u3001\u30d7\u30ed\u30d9\u30fc\u30c8\u3092\u7d4c\u305a\u306b\u540d\u7fa9\u3092\u53d7\u53d6\u4eba\u306b\u79fb\u7ba1\u3059\u308b\u3053\u3068\u304c\u51fa\u6765\u308b\u5236\u5ea6\u304c\u3042\u308a\u307e\u3059\u3002\u307e\u305f\u3001\u9810\u91d1\u53e3\u5ea7\u3060\u3051\u3067\u306a\u304f\u3001\u8a3c\u5238\u6295\u8cc7\u53e3\u5ea7\u306b\u3064\u3044\u3066\u3082\u3001\u540c\u69d8\u306b\u3001\u53d7\u53d6\u4eba\u6307\u5b9a\u53e3\u5ea7\uff08Transfer on death 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